About Us | Loan Mortgage Pro

10+

Loan Programs

Who We Are

Loan Mortgage Pro

Loan Mortgage Pro is a licensed mortgage brokerage dedicated to helping homebuyers, homeowners, and real estate investors find the right financing for their goals. We specialize in residential lending in Florida and Georgia, and offer DSCR and commercial loan programs available in all 50 states.

What makes us different is our approach. We don't just process applications — we build relationships. Every client gets personalized attention, straight answers, and a broker who actually picks up the phone. From first-time buyers navigating FHA programs to seasoned investors building multi-property portfolios with DSCR loans, we have the expertise and programs to get your deal done.

Our commitment is simple: find you the best available loan program for your specific situation, communicate clearly throughout the process, and get to the closing table on time.

No SSN Required to Start — Your privacy is protected from the first click.
Personal Service — Every file is reviewed personally, not by a bot.
Licensed in FL & GA — DSCR & Commercial available nationwide.

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Leadership

Licensed & Experienced

Our licensed mortgage team is dedicated to getting your deal done right — from application to closing.

Senior Loan Officer & Branch Manager

Joel Charles

NMLS# 1108773 Licensed FL & GA DSCR Specialist

Joel Charles is the Senior Loan Officer and Branch Manager at Loan Mortgage Pro. With a professional background spanning healthcare, education, and financial services, he brings exceptional analytical skills and a genuine commitment to every client.

Specializing in FHA, VA, Conventional, DSCR, and commercial financing, he oversees every loan file personally from application to closing — not a call center, not an automated system. Real expertise, real answers, real results.

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Why Choose Us

What Sets Loan Mortgage Pro Apart

We built this company around one idea: every client deserves a mortgage experience that is fast, honest, and personal.

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No SSN to Get Started

Your Social Security Number is never required to start an application. We protect your privacy and your credit from the very first interaction.

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Personal Attention

Every file is personally reviewed by our licensed team. You get straight answers, not automated responses. Real people. Real expertise.

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Nationwide DSCR & Commercial

Residential lending in FL & GA. DSCR and commercial loans in all 50 states. One brokerage for all your real estate financing needs.

Multiple Programs

Over 10 loan programs means we shop your file and match you to the best available rate and terms — not just whatever we have in-house.

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Fast Pre-Qualifications

Know where you stand before you shop. Same-day pre-qualifications so you can make competitive offers with confidence.

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Investors Welcome

DSCR loans with no income verification. LLC vesting available. Short-term rental income considered. We speak investor language.

Our Mission Is Simple